diff --git a/src/resources/extensions/sf/auto-dispatch.js b/src/resources/extensions/sf/auto-dispatch.js
index fc9d6bd3d..f109c86d1 100644
--- a/src/resources/extensions/sf/auto-dispatch.js
+++ b/src/resources/extensions/sf/auto-dispatch.js
@@ -8,6 +8,7 @@
  * data structure that is inspectable, testable per-rule, and extensible
  * without modifying orchestration code.
  */
+import { createScheduleStore } from "./schedule/schedule-store.js";
 import { existsSync, mkdirSync, readFileSync, writeFileSync } from "node:fs";
 import { join } from "node:path";
 import { buildCompleteMilestonePrompt, buildCompleteSlicePrompt, buildDiscussMilestonePrompt, buildDiscussProjectPrompt, buildDiscussRequirementsPrompt, buildExecuteTaskPrompt, buildGateEvaluatePrompt, buildParallelResearchSlicesPrompt, buildPlanMilestonePrompt, buildPlanSlicePrompt, buildReactiveExecutePrompt, buildReassessRoadmapPrompt, buildRefineSlicePrompt, buildReplanSlicePrompt, buildResearchProjectPrompt, buildResearchMilestonePrompt, buildResearchSlicePrompt, buildRewriteDocsPrompt, buildRunUatPrompt, buildValidateMilestonePrompt, buildWorkflowPreferencesPrompt, checkNeedsReassessment, checkNeedsRunUat, } from "./auto-prompts.js";
@@ -326,6 +327,37 @@ When done, say: "Validation attention remediated; ready for revalidation."`;
 }
 // ─── Rules ────────────────────────────────────────────────────────────────
 export const DISPATCH_RULES = [
+    {
+        name: "schedule (auto_dispatch=true) → notify",
+        match: async ({ state, basePath }) => {
+            // Only fire when no active milestone — never pre-empt real work
+            if (state.activeMilestone?.id) return null;
+
+            try {
+                const store = createScheduleStore(basePath);
+                const due = store.findDue("project", new Date());
+                // Find entries that want auto-dispatch
+                const autoDispatch = due.filter(
+                    (e) => e.auto_dispatch === true && e.kind === "reminder",
+                );
+                if (autoDispatch.length === 0) return null;
+
+                // Surface the first due entry as a notification stop
+                const entry = autoDispatch[0];
+                const msg =
+                    entry.payload?.message ??
+                    `Scheduled reminder ${entry.id} is due.`;
+                return {
+                    action: "stop",
+                    reason: `[schedule] ${msg}  Mark done: /sf schedule done ${entry.id}`,
+                    level: "info",
+                };
+            } catch {
+                // Non-fatal: never block dispatch on schedule store errors
+                return null;
+            }
+        },
+    },
     {
         // ADR-011 Phase 2 (gsd-2 ADR): mid-execution escalation handling.
         // Auto-mode is autonomous, so by default we accept the agent's
diff --git a/src/resources/extensions/sf/tests/schedule-dispatch.test.mjs b/src/resources/extensions/sf/tests/schedule-dispatch.test.mjs
new file mode 100644
index 000000000..f6d182f03
--- /dev/null
+++ b/src/resources/extensions/sf/tests/schedule-dispatch.test.mjs
@@ -0,0 +1,147 @@
+/**
+ * Schedule Auto-Dispatch Rule tests.
+ *
+ * Purpose: verify the schedule dispatch rule in auto-dispatch.js:
+ * - never pre-empts active milestone work
+ * - returns null when no matching due entries
+ * - returns stop action with reminder when auto_dispatch=true reminder is due
+ * - non-fatal on errors
+ *
+ * Consumer: CI test runner (vitest).
+ */
+import assert from "node:assert/strict";
+import { mkdirSync, rmSync } from "node:fs";
+import { tmpdir } from "node:os";
+import { join } from "node:path";
+import { afterEach, beforeEach, describe, it } from "vitest";
+import { DISPATCH_RULES } from "../auto-dispatch.js";
+import { createScheduleStore } from "../schedule/schedule-store.js";
+import { generateULID } from "../schedule/schedule-ulid.js";
+
+describe("schedule-dispatch", () => {
+	let testDir;
+	let originalCwd;
+
+	beforeEach(() => {
+		testDir = join(
+			tmpdir(),
+			`sf-dispatch-test-${Date.now()}-${Math.random().toString(36).slice(2, 8)}`,
+		);
+		mkdirSync(testDir, { recursive: true });
+		originalCwd = process.cwd();
+		process.chdir(testDir);
+	});
+
+	afterEach(() => {
+		process.chdir(originalCwd);
+		try {
+			rmSync(testDir, { recursive: true });
+		} catch {
+			// ignore
+		}
+	});
+
+	function makeEntry(overrides = {}) {
+		const now = new Date().toISOString();
+		return {
+			id: generateULID(),
+			kind: "reminder",
+			status: "pending",
+			due_at: now,
+			created_at: now,
+			payload: { message: "test reminder" },
+			created_by: "user",
+			...overrides,
+		};
+	}
+
+	async function runScheduleRule(state, basePath = testDir) {
+		const rule = DISPATCH_RULES.find((r) => r.name === "schedule (auto_dispatch=true) → notify");
+		assert.ok(rule, "schedule dispatch rule not found");
+		return rule.match({ state, basePath });
+	}
+
+	it("returns null when active milestone exists (never pre-empts)", async () => {
+		const state = {
+			activeMilestone: { id: "M010" },
+			phase: "executing",
+		};
+		const result = await runScheduleRule(state);
+		assert.equal(result, null);
+	});
+
+	it("returns null when no due entries exist", async () => {
+		const state = { activeMilestone: null, phase: "idle" };
+		const result = await runScheduleRule(state);
+		assert.equal(result, null);
+	});
+
+	it("returns null when due entries have auto_dispatch=false", async () => {
+		const store = createScheduleStore(testDir);
+		store.appendEntry("project", makeEntry({
+			due_at: new Date(Date.now() - 60 * 60 * 1000).toISOString(),
+			auto_dispatch: false,
+		}));
+
+		const state = { activeMilestone: null, phase: "idle" };
+		const result = await runScheduleRule(state);
+		assert.equal(result, null);
+	});
+
+	it("returns null when due entries are not reminders", async () => {
+		const store = createScheduleStore(testDir);
+		store.appendEntry("project", makeEntry({
+			due_at: new Date(Date.now() - 60 * 60 * 1000).toISOString(),
+			auto_dispatch: true,
+			kind: "milestone_check",
+		}));
+
+		const state = { activeMilestone: null, phase: "idle" };
+		const result = await runScheduleRule(state);
+		assert.equal(result, null);
+	});
+
+	it("returns stop action when auto_dispatch=true reminder is due", async () => {
+		const store = createScheduleStore(testDir);
+		store.appendEntry("project", makeEntry({
+			due_at: new Date(Date.now() - 60 * 60 * 1000).toISOString(),
+			auto_dispatch: true,
+			payload: { message: "Review adoption metrics" },
+		}));
+
+		const state = { activeMilestone: null, phase: "idle" };
+		const result = await runScheduleRule(state);
+		assert.ok(result);
+		assert.equal(result.action, "stop");
+		assert.ok(result.reason.includes("Review adoption metrics"));
+		assert.ok(result.reason.includes("/sf schedule done"));
+	});
+
+	it("picks first entry by due_at when multiple match", async () => {
+		const store = createScheduleStore(testDir);
+		store.appendEntry("project", makeEntry({
+			id: "SECOND",
+			due_at: "2024-01-02T00:00:00.000Z",
+			auto_dispatch: true,
+			payload: { message: "Second" },
+		}));
+		store.appendEntry("project", makeEntry({
+			id: "FIRST",
+			due_at: "2024-01-01T00:00:00.000Z",
+			auto_dispatch: true,
+			payload: { message: "First" },
+		}));
+
+		const state = { activeMilestone: null, phase: "idle" };
+		const result = await runScheduleRule(state);
+		assert.ok(result);
+		assert.ok(result.reason.includes("First"));
+	});
+
+	it("is non-fatal on store errors", async () => {
+		const state = { activeMilestone: null, phase: "idle" };
+		// Pass an invalid basePath that will cause store errors
+		const result = await runScheduleRule(state, "/dev/null/invalid-path");
+		assert.equal(result, null);
+	});
+});